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Thursday, March 28, 2013

Travel Insurance - we strongly recommend travel insurance especially for those travel free and easy).
we do not endorse any insurance companies. 

the info here is as a guide on what is the cost:
most basic travel insurance ($30-35 for 10 days in asia cover only MEDICAL and NOT flight delay)
Comprehensive will cost about $110 and above.  please check with your insurance companies

Summary of Cover
At Aviva, you’re guaranteed a comprehensive deal on travel insurance. But you’re probably the best judge of how much travel insurance coverage you would need for your trip. Click “More” to find out about each feature.
For policies purchased before 15th Aug 2012 
Policy featureMaximum amount payable per person per trip
Travel Coverage - For policies purchased on/after 15th Aug 2012Travel PlusTravel Lite
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Trip cancellation (Health): 
Loss of irredeemable travel and accommodation expenses paid in advance and occurring within 30 days prior to departure from Singapore due to death or serious injury or serious sickness of you, close relative or travelling companion; unexpected outbreak riot, natural disaster, epidemic or pandemic outbreak, serious damage to insured residence from fire or natural disaster or a subpoena as witness in the court of law.S$15,000S$5,000
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Trip cancellation (Insolvency): 
Loss due to carrier or agency insolvency. Covers trip costs and/or deposits that cannot be recovered following the insolvency of an IATA carrier or NATAS approved travel agent.S$5,000S$1,000
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Trip interruption: 
Loss of irredeemable travel and accommodation expenses paid in advance due to death or serious injury or serious sickness of you, close relative or travelling companion; unexpected outbreak riot, natural disaster, epidemic or pandemic outbreak, serious damage to insured residence from fire or natural disaster or a subpoena as witness in the court of law.S$8,000S$3,000
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Delayed departure: 
S$100 for each full 6-hour consecutive delay.S$1,000S$1,000
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Missed departure or connection: 
Cover for expenses incurred due to the delay of connecting scheduled flight.S$500S$200
Theft of valuables or personal moneyS$750Not applicable
S$750Not applicable
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Loss of passport/travel documents: 
Coverage of administrative and other associated costs with the replacement of your passport/travel documents.S$5,000S$3,000
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Delayed baggage: 
Pays S$200 per insured for every full 6-hour of baggage delay both overseas and in Singapore when on a scheduled carrier.S$1,000S$1,000
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Loss of baggage: 
Up to S$700 for any one article (or set of articles if grouped together) and S$1,000 per laptop.S$5,000S$3,000
Personal accident protectionTravel PlusTravel Lite
Accidental death & permanent disabilityS$100,000S$50,000
S$100,000S$50,000
Emergency medical coverTravel PlusTravel Lite
Overseas Emergency medical & evacuationS$2,000,000S$250,000
Medical & accidental dental expenses in SingaporeS$50,000S$10,000
Overseas Emergency medical – pregnancy relatedS$5,000S$1,000
Overseas Emergency DentalS$800S$800
Chinese physician treatment (Registered)S$500S$100
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Overseas hospital income: 
S$200 for every 24 hours hospitalised overseas.S$50,000S$10,000
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Hospital income in Singapore 
S$100 for every 24 hours hospitalised.S$1,000S$500
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Repatriation: 
All expenses incurred in the repatriation of your remains in the event of your death whilst overseas to Singapore or your home country for non Singaporeans.UnlimitedS$30,000
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Compassionate visit: 
Pays for incidental expenses for a friend or relative to assist in repatriation of your remains.S$10,000S$3,000
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Hospital visit: 
Pays for the incidental expenses for a visit of one relative or friend if you cannot be evacuated and require hospitalisation for more than 5 consecutive days.S$10,000S$3,000
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Emergency call charges: 
Coverage of all telephone call charges incurred whilst contacting Aviva’s Medical Emergency Assistance Provider for medical assistance.S$250S$100
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Child minder: 
Covers expenses for a friend or relative to accompany your children home after the insured’s hospitalisation.S$10,000S$3,000
Additional benefitsTravel PlusTravel Lite
Personal liabilityS$1,000,000S$500,000
S$1,000,000S$500,000
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Kidnap, hostage & mugging: 
S$250 per 24 hours detained.S$10,000S$3,000
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Golf cover: 
Loss or damage of golf equipment.S$750S$500
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War cover: 
Accidental death and permanent disabilityS$100,000S$50,000
Full terrorism cover (aggregate)S$100,000S$50,000

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